Soft Cheesecake Banana Bread

Featured in Let's Bake Something Wonderful.

Soft banana loaf swirled with cheesecake filling. Ready in 1.5 hours including cooling, serves 12. Great for dessert or a morning bite.
Rose
Updated on Wed, 26 Mar 2025 11:23:51 GMT
Cheesecake Banana Bread Pin it
Cheesecake Banana Bread | tastybysophie.com

Take your basic banana bread up a notch with this mind-blowing cream cheese-stuffed version that feels like someone tucked a cheesecake right into your banana bread. I went through tons of test loaves trying to nail that perfect cream cheese center, and finally got it just right. Now it's the treat everyone asks for when I show up at bake sales, and it always steals the show at brunches.

This whole thing started when I had some spotty bananas and leftover cream cheese in my fridge. What began as just throwing stuff together has turned into the only banana bread my family will eat now.

Key Ingredients Breakdown

  • Bananas: Go for the super spotty ones - they're sweeter and more flavorful
  • Cream Cheese: Don't skimp with low-fat versions here
  • Coconut Oil: Gives you a springier texture than you'd get with butter
  • Sour Cream: This is why your bread won't dry out
  • Brown Sugar: Adds a lovely dampness and hints of caramel
Cream Cheese-Filled Banana Bread Recipe Pin it
Cream Cheese-Filled Banana Bread Recipe | tastybysophie.com

Crafting Your Delicious Loaf

Mix Preparation:
Smash those bananas until they're practically liquid - I just grab a fork and take out my day's stress on them. My grandma taught me to actually measure the mashed bananas in a cup since what I think is a large banana might not match what you consider large.
Nailing The Center:
The cream cheese center is what makes this special. You need it thick enough to stand out but thin enough to cook through. I found out the hard way that softened cream cheese mixed with a bit of flour gives you that dreamy cheesecake texture we all want.

I learned about patience after one memorable baking day when I couldn't wait for it to cool and ended up with cream cheese everywhere. Still tasted amazing though, just wasn't very pretty.

The Cooking Chemistry

When you mix coconut oil with sour cream, you get bread that's incredibly soft. Oil works better than butter at coating flour, which stops too much gluten from forming. That's why this bread stays softer and fresher longer than other recipes.

Customizing Your Creation

The base recipe works great, but feel free to play around. Sometimes I toss in some walnuts or chocolate chips to the banana part. Other times I mix a bit of cinnamon into the cream cheese. The recipe is so good that it handles these little tweaks really well.

Keeping It Fresh

This bread actually tastes better after sitting for a day or two as everything melds together. Just store it in something airtight and try not to eat it all at once. You can also freeze slices wrapped separately so you can grab one whenever you want.

Best Cream Cheese-Filled Banana Bread Recipe Pin it
Best Cream Cheese-Filled Banana Bread Recipe | tastybysophie.com

Smart Baking Tricks

  • Use parchment paper with extra hanging over the sides for easy lifting
  • Cover with foil if the top gets too brown too fast
  • Bump the pan on the counter a few times to get air bubbles out
  • Go with your gut on baking time since all ovens heat differently

This accidental creation has become my go-to recipe, the one that friends beg for at parties and that I drop off when someone moves into the neighborhood. It just goes to show that sometimes throwing things together and seeing what happens leads to the tastiest results.

Frequently Asked Questions

→ How come the toothpick test doesn't work?
The cream filling stays soft, so a clean toothpick isn't likely. Check for golden edges and the top to not jiggle.
→ Can I use bananas that are really old?
For sure! The more overripe and spotted, the sweeter they’ll make your loaf.
→ What do I need to store this properly?
Cool it fully, then store on the counter up to a week or freeze for 6 months.
→ Will low-fat cream cheese work here?
Absolutely, though it might be less rich, it'll still taste great.
→ Why is foil covering important while baking?
If the top’s browning too fast, cover it gently after 30 minutes. This prevents burning while the inside sets.

Cheesecake Banana Bread

Moist banana loaf layered with creamy cheesecake. Simple to prepare and absolutely irresistible.

Prep Time
10 Minutes
Cook Time
50 Minutes
Total Time
60 Minutes

Category: Sweet Kitchen

Difficulty: Intermediate

Cuisine: American

Yield: 12 Servings (1 loaf)

Dietary: Vegetarian

Ingredients

→ Banana Batter

01 1 cup squished ripe bananas (about 2 big ones)
02 1/2 teaspoon soda for baking
03 2 teaspoons vanilla
04 1/2 cup light brown sugar, packed
05 1/4 teaspoon salt (if you'd like)
06 2 tablespoons sour cream
07 1/4 cup white sugar
08 1/4 cup melted coconut oil
09 1 large egg
10 1/2 teaspoon regular baking powder
11 1 cup all-purpose flour

→ Cheesecake Filling

12 1 big egg
13 3 tablespoons flour
14 4 ounces cream cheese, softened up
15 1/4 cup regular sugar

Instructions

Step 01

Turn your oven to 350°F. Coat a 9x5-inch pan with either butter and flour or a non-stick spray.

Step 02

Beat together egg, brown sugar, granulated sugar, coconut oil, sour cream, and vanilla. Stir in the mashed bananas. Gently add flour, baking powder, soda, and salt. Don't overmix it.

Step 03

Whip the cream cheese, flour, sugar, and egg together until you’ve got a creamy blend.

Step 04

Pour most of the banana mix into your pan, lay the cream cheese mixture across it, and finish with the rest of your banana batter.

Step 05

Bake for 48-50 minutes until the top is golden and firm. Cover with foil after 30 minutes if it browns too fast.

Notes

  1. Stays fresh at room temp for up to 7 days
  2. You can freeze it for 6 months max
  3. Low-fat sour cream and cream cheese work fine

Tools You'll Need

  • 9x5-inch pan for baking
  • A couple of big bowls
  • Cooling rack for bread

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Has milk-based ingredients
  • Eggs included
  • Contains gluten

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 261
  • Total Fat: 12 g
  • Total Carbohydrate: 36 g
  • Protein: 4 g